Workers’ compensation is an important, no-fault form of insurance that the state of Tennessee requires almost every employer to carry. It’s meant to protect you if you get hurt doing your normal work duties. Unfortunately, sometimes claims get denied when they should get approved. That’s why your Nashville, TN, workers’ comp lawyers at Phillip S. Georges, PLLC are here to fight to get you the benefits you deserve. Call The Wolf Pack™ at 615-505-5555, and get your free case review today!
Have You Been Injured on the Job?
If so, you have legal rights, and you may be entitled to workers' compensation benefits.
Getting Help Is Fast and Easy
All it takes is a simple phone call to get The Wolf Pack™ on your case. We will guide you through your claim process and fight for what you deserve.
You Deserve Your Benefits
If you’ve been hurt on the job, you deserve the benefits you’re entitled to from workers’ compensation to help you focus on recovering.
No Fees Unless You Win
Attorney Phil Georges works on a contingency-fee basis. This means we won’t charge you in your initial intake meeting, and you won’t owe us a thing unless you receive benefits.
We Feel the Pain You’re Suffering
At Phillip S. Georges, PLLC, we care about every one of our clients like a member of our pack. When you’re hurt, we feel it too. We see people like you come through our doors every day, suffering from a workplace accident and the stress of fighting a workers’ comp denial. That’s why we’re here — to help you fight and to give you the best chance of getting the benefits you need and deserve.
If you’ve been denied a workers’ comp claim, you’re not alone. A lot of applications are denied the first time around. Challenging a denial is possible but can take time and requires knowledge of the law. That’s why we’re here. Let our Nashville, TN, workers’ comp lawyers take on the fight so you can concentrate on your recovery.
Do I Have a Case?
If you sustained injuries on the job, you most likely have the option to seek workers’ compensation benefits. Below are a few of the points to consider when determining whether you have a case for claiming benefits:
While many different types of injuries can be caused in the workplace, here are a few of the most common:
- Broken and fractured bones
- Concussions and other traumatic brain injuries (TBIs)
- Back, neck, and shoulder injuries
- Burns, bruises, and cuts
- Sprains, strains, and repetitive stress injuries (e.g. carpal tunnel)
It is also important to note that Tennessee provides options for those who have suffered a mental injury such as PTSD due to an accident in the workplace.
To claim workers’ comp benefits, the accident that caused your injuries must have taken place at work. Certain jobs are more prone to dangerous situations than others, but accidents can happen anywhere. Some of the situations that frequently lead to workplace injuries are:
- Toxic exposure to chemicals without proper protection
- Accidents involving hand tools or heavy machinery
- Accidents involving motor vehicles
- Slip and falls at work
- Traumatic experiences that cause mental injuries
- Overuse or strain of muscles, especially back muscles
In the state of Tennessee, there is typically a time limit of 15 calendar days from the date of injury to report the incident to your employer. It is best to start the process as soon as you discover your injury so that you can receive your payments sooner. If you are unsure whether you still have time to seek benefits, call Attorney Phillip S. Georges for straightforward legal advice.
What Benefits Are Available to Me?
There are three general types of workers’ compensation benefits you may be eligible for:
- Medical Benefits — These benefits account for the majority of workers’ comp and are in place to help you pay for the expenses of being injured at work. They cover your doctor’s visits, medical procedures, surgeries, therapy, prescription medicine, and even the cost of transportation to and from your appointments.
- Disability Benefits — Disability benefits come in four types:
- Temporary Partial Disability if you are only partially disabled and will eventually recover
- Temporary Total Disability if you are unable to work at all due to your injury but are expected to get better in time
- Permanent Partial Disability if you can still do limited work but probably will not recover
- Permanent Total Disability if your injury resulted in a condition that you won’t recover from and you are unable to work at all
- Death Benefits — These benefits are sought in the event you lose a parent or spouse to a work-related injury. With death benefits, you can recover the cost of medical expenses leading up to the death as well as money to cover funeral and burial expenses. You may also be eligible to receive a portion of the deceased’s income.
Filing a claim for workers’ comp in Tennessee is fairly straightforward. Report your accident to your supervisor no later than 15 days from the date of injury. They will fill out the proper paperwork and provide you with a list of three doctors to choose from.
Choose one of the three doctors, complete Form C-42, and seek medical attention. Be sure to keep records of the entire course of treatment as these can be used later as evidence if necessary.
Get in touch with Attorney Phillip S. Georges right away to help you avoid mistakes and challenge any denials.
Workers’ Compensation FAQ
The vast majority of employers in Tennessee must, by law, carry workers’ compensation. If you aren’t sure about whether you’re covered, contact The Wolf Pack™ today for a free consultation.
Most of your paperwork gets filed by your employer. It’s important, though, to know when to hire a workers’ comp lawyer. Since so many claims get denied, hiring a Nashville, TN, workers’ comp lawyer right away to prepare will greatly increase your chances of receiving the money you need to cover your losses.
No, you shouldn’t have to front anything. If your workers’ comp claim gets approved, the insurance company will take care of all of your medical bills for you.
The best workers’ comp lawyers won’t charge you anything upfront. Also, you won’t owe anything at all if you don’t end up getting benefits.
In some cases, yes. If you’re out of work for less than 14 days, you’re not entitled to temporary disability benefits for the first seven of those days. If you’re out for more than 14 days, however, your workers’ comp benefits should prevent you from using PTO.