Workers’ compensation is an important, no-fault form of insurance that the state of Tennessee requires almost every employer to carry. It’s meant to protect you if you get hurt doing your normal work duties. Unfortunately, sometimes claims get denied when they should get approved. That’s why your Nashville, TN, workers’ comp lawyers at Phillip S. Georges, PLLC are here to fight to get you the benefits you deserve. Call The Wolf Pack at 615-505-5555, and get your free case review today!
Have You Been Injured on the Job?
If so, you have legal rights, and you may be entitled to workers' compensation benefits.
Getting Help Is Fast and Easy
All it takes is a simple phone call to get The Wolf Pack on your case. We will guide you through your claim process and fight for what you deserve.
You Deserve Your Benefits
If you’ve been hurt on the job, you deserve the benefits you’re entitled to from workers’ compensation to help you focus on recovering.
No Fees Unless You Win
Attorney Phil Georges works on a contingency-fee basis. This means we won’t charge you in your initial intake meeting, and you won’t owe us a thing unless you receive benefits.
We Feel the Pain You’re Suffering
At Phillip S. Georges, PLLC, we care about every one of our clients like a member of our own pack. When you’re hurt, we feel it, too. We’ve seen a lot of people like you come through our doors, suffering from a workplace accident and the stress of fighting a workers’ comp denial. That’s why we’re here, to help you fight and to give you the best chance of getting the benefits you need and deserve.
If you’ve been denied a workers’ comp claim, you’re not alone. A lot of applications get denied the first time out. Challenging a denial is possible but can take time and requires knowledge of the law. That’s why we’re here. Let our Nashville, TN, workers’ comp lawyers take on the fight so you can concentrate on your recovery.
What Are Workers’ Compensation Benefits?
There are three general types of workers’ compensation benefits you may be eligible for.
Medical benefits are the main reason why workers’ comp exists. They are in place to help you pay for all of the expenses of being injured at work. They can help pay for your doctor visits, medical procedures, surgeries, therapy, prescription medicine, and even the cost of transportation to and from your appointments.
Disability benefits come in four types:
- Temporary Partial Disability: This type of benefit is eligible to those who are only partially disabled, and you will eventually recover.
- Temporary Total Disability: To be eligible for this type of benefit, you must be unable to work at all due to your injury, but you’re expected to get better in time.
- Permanent Partial Disability: If you are eligible for this benefit, you can still do some sort of work but are limited and probably won’t get any better.
- Permanent Total Disability: This benefit is used when your injury has resulted in a condition that you won’t recover from, and you can’t do any job of any kind.
Death benefits can be sought in the event you lose a loved one (parent or spouse) to a work-related injury. With death benefits, you can recover the cost of medical expenses leading up to the death. You can also seek money to cover funeral and burial expenses. Finally, you may be eligible to receive a portion of the deceased’s income.
What Workplace Accidents Are Covered?
In general, if you’re hurt in the normal course of your work, you are covered by workers’ compensation. Some covered situations include:
- Accidents while using heavy equipment.
- Carpal tunnel syndrome, tendinitis, or other repetitive movement injuries.
- Car accidents while traveling to a meeting or a client’s office.
- Slipping and falling at work.
If you’ve suffered these or other injuries in the course of work in Tennessee, you should be covered.
How Do I File a Claim in Tennessee?
Filing a claim for workers’ comp in Tennessee is fairly straightforward. Report your accident to your supervisor no later than 15 days after it happens. They will fill out the proper paperwork and provide you with a list of three doctors from which you can choose.
Choose one of the three doctors, complete Form C-42, and seek medical attention. Be sure to keep records of the entire course of treatment.
Get in touch with a Nashville, TN, workers’ comp lawyer right away to help you avoid mistakes and challenge any denials.
Workers’ Compensation FAQ
The vast majority of employers in Tennessee must, by law, carry workers’ compensation. If you aren’t sure about whether you’re covered, contact The Wolf Pack today for a free consultation.
Most of your paperwork gets filed by your employer. It’s important, though, to know when to hire a workers’ comp lawyer. Since so many claims get denied, hiring a Nashville, TN, workers’ comp lawyer right away to prepare will greatly increase your chances of receiving the money you need to cover your losses.
No, you shouldn’t have to front anything. If your workers’ comp claim gets approved, the insurance company will take care of all of your medical bills for you.
The best workers’ comp lawyers won’t charge you anything upfront. Also, you won’t owe anything at all if you don’t end up getting benefits.
In some cases, yes. If you’re out of work for less than 14 days, you’re not entitled to temporary disability benefits for the first seven of those days. If you’re out for more than 14 days, however, your workers’ comp benefits should prevent you from using PTO.